Toys"R"Us/Babies"R"Us : Help Desk To Top
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Online Help

I have a question about payment options

What types of credit cards does & accept?

Credit cards accepted:

  • Toys"R"Us & Babies"R"Us Credit Cards
  • MasterCard
  • Visa
  • American Express
  • Discover

Other forms of payment:

  • U.S. Issued "R" Us Gift Cards
  • Bill Me Later®
  • PayPal™
  • Google Checkout (on our mobile site)
  • Cash / Pay In Store
  • Express Checkout (by ShopRunner)

Please note: Third-party forms of payment and cash / Pay in Store option ("R"Us Gift Cards, Bill Me Later®, PayPal™, Google Checkout) cannot be used for all purchases.

We do not accept the following forms of payment:

  • CODs
  • Personal Checks
  • Layaway Plans
  • Very Important Baby (V.I.B.) cards ( V.I.B. cards can only be used in-store for the purchase of diapers, wipes, formula and baby food.

Important Payment Information


  • For security, your billing name, address and phone number must match the information that appears on your credit card monthly billing statement. We reserve the right to cancel any order that does not match these criteria.

Authorization Process and Holds on Credit and /Debit Cards

  • Your credit or debit card will not be charged until your item(s) is shipped, at which time we will email you tracking information.
  • Before your item(s) is shipped, your debit or credit card statement will show an authorization hold on your credit or debit card. This hold secures the funds but is not charged until your order ships.
  • This pending charge is an initial hold that temporarily lowers your available balance.
  • The exact amount of time until funds are cleared is determined by your bank or credit card.
  • If an order is canceled, the authorization hold will expire in accordance with the terms of your bank or financial institution. Please contact your bank or financial institution for further details.


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